Buying a new car is a big financial decision never mind an emotional one and you need to be relaxed, positive and patient, not paranoid and confrontational when you buy a car which is not easy when you have a salesperson trying to get you to commit.
Usually to something they want to sell you not what you actually went looking for!
Before making a final decision maybe Safety' is an issue? If so take a look at the C4 and C4 Picasso
euroncap ratings Question: Do you normally go for a Dealer monthly payment plan or are you a trade-in buyer?
If you are either of these, you stand to lose thousands over the time you own that car. It's your fault for being ill prepared. People spend more time looking for a great holiday deal to save £50, but do little or no research before buying a far more expensive car.
Competition in the market means you can get the best new car purchase price and interest rate with a little bit of time and effort
Ideally you should not have a trade in which means selling privately or at auction. Doing that you might feel that your not getting as much for your old car, but you will then get a far better deal on the new one which would normally offset more that the difference.
You should avoid any schemes with a 'Balloon' payment at the end. It might seem a lower cost way of paying for your car monthly but you will end up paying more in the long run.
Finance companies aren't charities!.Most people know their blood pressure and cholesterol level, but few know their own credit score. This directly controls how high an interest rate you'll pay on your car loan. No one should ever know more about your credit than you do. Besides, you might find an error in your report preventing you from getting a loan so check it out at
Experian using the 30 day Free Trial. That way you know if your record is clean and can't be fobbed off with a higher finance rate offer because of your
Credit History Once you know your credit rating go online to
Moneyfacts and find out what the best loan deal actually is. It could save you an awful lot of money.
When your fully armed then you can decide whether to go to a Main Dealer or look to buy from a 'Broker' online.
Either way you should consider whether you need to take out 'Gap' insurance. Oh you say what is that?
Well it covers the difference between what your Insurance Company will pay in the event of a claim and what it will actually cost to replace your car. The difference can be £thousands. However you DON'T need to buy that cover from a dealer or Garage (but they will try and sell it to you for a fat commission)
You can buy 'Gap' Insurance direct from the provider at 'Wholesale prices' see this
Gap Facts or click the image link for more information and a quotation
Buying from an 'Online Car Broker'How can there prices be so much lower than a dealer? - Various reasons - no showroom overheads, bulk buying, extremely low profit margins, some pre-registered deals.
But there must be a catch?No! Most of the cars offered are direct from main Citroen dealers and therefore come with full warranty etc. and are registered to you as the first owner.
Is it safe to buy online?That depends on who you use and we Highly recommend that you look at
NEW CITROEN DEALSWe have site members who have used the service and speak highly of it so are more than happy to recommend them. For details of there online buying policy take a look at
Buying Cars Online Safely Before you finally decide on which model your going to settle for take a look at our
Performance Stats and our
Insurance Guide pages
Once you have fully prepared yourself - then your ready to buy!This is an advertorial page created by C4owners